Families frequently ask: Will my loved one lose the home? How much can be borrowed? What happens to heirs? Reverse mortgages allow homeowners to retain ownership, and children or heirs only repay the loan if they choose to keep the home.

Seniors and their families are increasingly engaging in open discussions with counselors and lenders, improving transparency and ensuring expectations are clear (Kiplinger, 2025). Family involvement helps everyone understand responsibilities and benefits.

Secure Lending Inc. encourages family consultations, answering questions clearly and walking everyone through what to expect so decisions are informed and stress-free.

References: Kiplinger. (2025, October 16). Financial fact vs fiction: The truth about Social Security entitlement (and reverse mortgages’ bad rap). Retrieved from https://www.kiplinger.com