Ground-Up New Construction

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One Close New Construction-To-Permanent

FHA/VA/USDA

Why worry about re-qualifying or incurring additional costs?

We have an all-in-one financing option for construction, lot purchase, and permanent mortgage funding with one closing. Because the permanent loan is closed before the construction begins, there is no need to re-qualify simplifying the construction and purchase process.

FINANCING ELIGIBILITY

Maximum LTVs

FHA: 96.5%
USDA: 100% market value
VA: 100% not including VA funding fee
620 minimum qualifying credit score

Program Highlights

No Payments due from borrower during construction
No re-qualification once construction is complete
Single closing reduces total costs
Realtor commission generally paid-in-full at closing(prior to construction commencing)
FHA: 15 and 30-year fully amortized fixed
USDA: 30-year fully amortized fixed
VA: 15 and 30-year fully amortized fixed