Ground-Up New Construction

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One Close New Construction-To-Permanent



Why worry about re-qualifying or incurring additional costs?

We have an all-in-one financing option for construction, lot purchase, and permanent mortgage funding with one closing. Because the permanent loan is closed before the construction begins, there is no need to re-qualify simplifying the construction and purchase process.


Maximum LTVs

  • FHA: 96.5%
  • USDA: 100% market value
  • VA: 100% not including VA funding fee
  • 620 minimum qualifying credit score

Program Highlights

  • No Payments due from borrower during construction
  • No re-qualification once construction is complete
  • Single closing reduces total costs
  • Realtor commission generally paid-in-full at closing(prior to construction commencing)
  • FHA: 15 and 30-year fully amortized fixed
  • USDA: 30-year fully amortized fixed
  • VA: 15 and 30-year fully amortized fixed