Privacy Statement

Last Updated: July 13, 2015

1. Online Privacy Statement

This Privacy Statement describes the online information collection and use practices of Secure Lending Incorporated
(“Secure Lending,” “we,” “us,” or “our”) and its corporate divisions and business affiliates.
This Privacy Statement applies only to information collected through securelending.us.
It does not describe offline information collection practices or information collected through other means such as email communications.

2. Children's Online Privacy (COPPA)

We do not knowingly collect personally identifiable information from children under the age of 13.

We screen users who wish to provide personal information in order to prevent users under 13 from submitting such information.
If we become aware that we have received personal information from a child under 13, we will promptly delete it.

We do not knowingly distribute personal information from children under 13 to third parties and do not knowingly allow children under 13 to become customers.
We do not condition participation in any activity on providing personal information.

If our collection practices change, we will obtain verifiable parental consent in compliance with COPPA.

3. Acknowledgment and Acceptance of Terms

By accessing securelending.us, you acknowledge that you have read and understand this Privacy Statement and agree to the information collection and use practices described herein.

By submitting information through this website, you authorize Secure Lending Incorporated to contact you via email, fax, telephone, or other communication methods, even if your phone number appears on a Do Not Call list.

If we make substantive changes to this Privacy Statement, we will update the “Last Updated” date and post notice on our website.
If we have your contact information, we may notify you via email.
We are not responsible for outdated or inaccurate email addresses.

For questions, contact us at contact@securelending.us.

4. Participating Advertisers and Merchant Policies

securelending.us may contain links to third-party websites.
These links are provided as a convenience and do not constitute endorsement.
Third-party sites maintain their own privacy policies, and we encourage you to review them before submitting personal information.
We are not responsible for third-party privacy practices.

5. Information We Collect and How We Use It

We collect information through web server logs, cookies, loan applications, mortgage information requests, account registrations, logins, and surveys.

Information may include name, address, telephone number, fax number, email address, billing information, and financial details.
We inform you when information is required to access certain features.

Disclosure of Information

We do not disclose personally identifiable information without permission except to:

• Fulfill service requests such as loan processing or funding authorization
• Comply with legal obligations or court orders
• Facilitate mergers, acquisitions, or business transfers

We may share information on a confidential basis with service providers such as title companies, appraisers, and credit reporting agencies who assist in loan processing.

Credit Report Authorization

By submitting a loan application or pre-qualification request, you authorize us to share your credit report with affiliates solely for processing your application.

Marketing Communications

You may subscribe to email newsletters and unsubscribe at any time using the instructions provided.
We comply with the CAN-SPAM Act of 2003.

6. Use of Cookies, Web Server Logs, and Tracking Technologies

We may collect:

• IP address
• Browser type
• Device type
• Pages viewed
• Date and time of visits
• Internet service provider
• Geographic location (state or country)

Cookies are small text files placed on your device to improve functionality, store preferences, simplify logins, and analyze usage patterns.
You may disable cookies through browser settings; however, doing so may limit functionality.

7. Do Not Track Signals

Certain browsers allow users to send “Do Not Track” signals.
We honor Do Not Track signals provided by your browser.

8. Use of Web Beacons

Our website and promotional emails may contain web beacons (single-pixel GIFs) to measure engagement and improve services.
These tools do not collect personal financial information.

9. Member Accounts

To access certain services, you may create an account by providing name, email address, financial information, company affiliation, and a password.
You may review and update your information by logging into your account.

10. Changes to This Privacy Statement

We reserve the right to update this Privacy Statement at any time.
When we do, we will revise the “Last Updated” date.
Continued use of the website indicates acceptance of changes.

11. Additional Rights and Opt-Out Options

Credit reporting agencies may share your information when you apply for a home loan, which may result in unsolicited offers.

To opt out of pre-screened credit offers, call
(888) 567-8688
or visit
www.optoutprescreen.com.

California Privacy Rights

Under California Civil Code 1798.83, California residents may request information regarding disclosures of personal information to third parties for direct marketing purposes.

Secure Lending Incorporated
707 Brookpark Road, Suite 201
Cleveland, OH 44109
Attn: Customer Service

12. What We Do With Your Personal Information

Secure Lending Incorporated is committed to treating personal financial information responsibly.
We collect information to process applications, provide services, improve offerings, and comply with legal requirements.
We provide choices regarding how information is shared.

13. Contacting Us

If you have questions regarding this Privacy Statement or our privacy practices, contact:

Email: contact@securelending.us

Secure Lending Incorporated
Attention: Legal Department
707 Brookpark Road, Suite 201
Cleveland, OH 44109