As we move into the new year, many older homeowners are rethinking how their home can contribute to their retirement strategy. One important development: for 2025, the maximum loan limit for the federally insured HECM (Home Equity Conversion Mortgage) program rises to $1,209,750, allowing homeowners of higher-valued homes to access more equity (Reverse.Mortgage, 2024).

This increase means if your home qualifies and you meet age and equity requirements, you may have access to more funds. Whether your priority is comfort, travel, health, or legacy, this added flexibility could be meaningful.

Secure Lending Inc. can help you review whether your home and situation align with this enhanced opportunity – and how best to structure a reverse mortgage to match your personal retirement goals.

References: Reverse.Mortgage. (2024, November 27). 2025 HECM reverse mortgage limits surge to $1,209,750. Retrieved from https://reverse.mortgage/limits