Understanding the reverse mortgage process is key to peace of mind. First, you learn the basics, then contact a trusted lender such as Secure Lending Inc. Next, complete mandatory counseling, submit an application, have your home appraised, review a loan estimate, close the loan, choose your payment method, and access funds. The loan is repaid when the last borrower leaves the home.

Recent industry reports show that while the process is consistent, digital tools and partnerships are making it faster and easier in 2025 (Clow, 2025). Knowing each step in advance helps reduce stress and avoid surprises.

Secure Lending Inc. walks with you through each phase, explaining what comes next, assisting with documentation, and providing guidance for both you and your family.

References: Clow, C. (2025, March 18). The state of the reverse mortgage business in early 2025. HousingWire. Retrieved from https://www.housingwire.com/articles/the-state-of-the-reverse-mortgage-business-in-early-2025/