As many homeowners age 62 and older enter 2025, the value of untapped home equity is gaining attention. Rising home values mean that more retirees may have substantial equity in their homes, offering opportunities for flexible retirement strategies. Industry data suggest the reverse mortgage business is “humming along” in early 2025, showing more activity than some expected despite elevated interest rates (Clow, 2025).

A reverse mortgage allows homeowners to access part of their home’s equity without moving, enabling them to stay in their home, receive cash, and avoid monthly mortgage payments, provided taxes, insurance, and maintenance are kept current. This tool can support health expenses, lifestyle goals, or provide a financial safety net.

If you are considering how your home can serve your retirement plans, Secure Lending Inc. can walk you through your options, review your equity position, and help determine if a reverse mortgage makes sense for you.

References: Clow, C. (2025, March 18). The state of the reverse mortgage business in early 2025. HousingWire. Retrieved from https://www.housingwire.com/articles/the-state-of-the-reverse-mortgage-business-in-early-2025/